Finance Your Trip in 5 Steps with SkyCred:
Fill in a booking enquiry here on the website or contact Octopus Travel & Tours and speak to one of our consultants, who will provide you with a quotation, be it for airline tickets, hotel accommodation, package holidays, cruises, car hire etc.
2. Fill In Application
When you receive your quotation, you can download a Fly Now Pay Later application to fill in.
3. Submit Application and Other Requirements to SkyCred
Submit the following to SkyCred with your application:
✓ Valid passport(Actual passport not copy)
✓ ID (Actual ID not copy)
✓ Current payslip
✓ Bank statement for last 3 months
✓ Proof of residence
✓ 20% deposit payable to SkyCred (required subsequent to credit approval)
4. Issuing of Ticket(s)
On approval of your Fly Now Pay Later application, SkyCred will notify Octopus Travel & Tours and your ticket(s) will be issued.
The approval process will be completed within 24 hours
How Payment works
The minimum threshold for credit facilities is US$500 and the maximum is US$5,000 per
• For tickets valued at US$500 – US$600 repayments up to 3 Months
• For tickets valued at US$601 – US$5,000 repayments up to 6 Months
Interest will be applied on the residual balance (quoted fare less the 20% deposit) at a flat rate of 5% per month, over a period which suits you.
Example ticket price: $1000
- You pay a deposit of 20% to SkyCred after your application is approved.
For this example is $200
- This leaves a residual balance of $800. This is the amount to which the interest is applied
- You decide the number of months you would like to pay over. For each month you pay a flat interest 5% of the residual balance.
For example if you were to decide to pay over 5 months that would be an interest 25% of the residual balance which in this case is $200
- This means you would be paying $1000 over the 5 months which is $200 per month
You may increase your deposit which will reduce the interest and instalments.
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